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TCCU Online

Visa Signature®

    Visa Classic®

    Visa Classic® Student

    *Approval is dependent on credit and underwriting factors. Terms, conditions and restrictions may apply and are subject to change. †Fee for foreign purchases – 1% of each transaction in US dollars; Balance transfer fee – 1.5%, minimum of $5; Cash advance fee – 4%, minimum of $10; Late payment fee – up to $28; Returned payment fee – up to $25. **Credit limits greater than or equal to $5,000 require a checking account with direct deposit. ‡Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

    Resources for Existing Cardholders

    Redeeming Cash Back

    View and redeem your cash back by clicking on Credit Card within TCCU Online. You can apply your earnings to your credit card balance or deposit it into your Town & Country account. 

    • Cash Back redemption can only be accessed using TCCU Online through an internet browser, not the mobile app. 
    • Don't have TCCU Online access? Sign up for online access or let us help you redeem your cash back by calling 1-800-872-6358

    Plus, earn additional cash back when shopping at select retailers! View bonus Cash Back offerings by logging into TCCU Online using an internet browser. Click Credit Card, then click on Rewards to view and activate bonus offers.

    Redeeming Rewards Points

    If you are currently earning rewards points with your Visa Signature® (cards opened before 9/1/22), you can redeem and check your points: 

    Switch from Rewards Points to Cash Back

    If you currently earn Rewards Points and want to switch to Unlimited Cash Back, you may update your Rewards choice. To process this change, we will close your current credit card and issue a new one which you will receive in 7-10 business days.

    Making a Credit Card Payment

    Apply for a Credit Card or a Limit Increase

    Reliable and Positive.

    I chose Town & Country because they are reliable. Town & Country has helped me get a loan for my car and, secondly, to get a loan for my church instruments... It’s always positive anytime I come, so I’m very happy to be with Town & Country.
    Titus | Member Since 2019
    Non-Profit Leader
    Watch Full Testimonial

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