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TCCU Online

Business Credit Cards

With low rates, the opportunity to earn rewards, and a 0% introductory rate for the first six months, our Business Visa® is perfect for you and your team! Consider all the benefits of a Town & Country Credit Union credit card:

Two options for your credit needs:

  • 10.9% APR*, $50 Annual Fee, 0% Introductory Rate for 6 months
  • 12.9% APR*, No Annual Fee, 0% Introductory Rate for 6 months

Earn Rewards!

Earn unlimited rewards points with each purchase you make on your Business Visa®. Earn 1 point for every dollar purchased. Points are redeemable for merchandise, gift cards and cash-back in the form of a statement credit or direct deposit into your Town & Country account. Each point has a value of $0.01 for cash-back redemption.  

Check your rewards totals and redeem your points in the Credit Card portal within TCCU Online or TCCU Online for Business, or visit


Questions on our Business Visa? Click below to find a Local Expert or fill out the Contact Us form and a member of our team will be in touch! 

View the Business Visa Benefits, the 10.9% APR Disclosure, or the 12.9% APR Disclosure.

*APR = Annual Percentage Rate. Fee for foreign purchases - 1% of each transaction in US dollars. Cash advance fee - 4%, minimum of $10. Late payment fee - up to $28. Returned payment fee - up to $25. Terms, Conditions, and Restrictions may apply and are subject to change. Members must qualify for products and services by credit approval.

Lost/Stolen Card Reporting

Enjoy peace of mind knowing that if your Visa® Credit Card is ever lost or stolen, assistance is only a phone call away. With the Visa® Lost/Stolen Card Reporting service, reporting a lost or stolen card is simple. You can either:

  • Log in to TCCU Online, click on Credit Card and select Lost/Stolen. You'll follow the prompts to report your card lost or stolen and replace your card.
  • Call 1-866-605-6183 and a Visa representative will work with you to notify the appropriate parties and replace your card. These toll-free numbers are supported 24 hours a day, seven days a week.

If you need to activate your card or change your PIN, call the following numbers:

  • Card Activation: 1-800-631-3197
  • PIN Change: 1-888-886-0083

Visa Account Updater

In response to Visa® requirements, all Town & Country Credit Union debit and credit cards are enrolled in the Visa® Account Updater (VAU) service. The VAU service provides updates to merchants that have registered with Visa® and maintain your Visa® debit or credit card information on file in order to process your preauthorized recurring payments.

Complete and submit the information if you would like your Town & Country Credit Union card(s) to be opted-out of the VAU service. By choosing to opt-out Visa® will not provide your updated card number to any merchant who maintains your current card on file. If you do not wish to complete the form online, you may also opt-out by calling us at 800-872-6358.

You can choose to opt-in to VAU service at a later date.

A helping hand to guide you.

What we value at Swing Barrel is trust and relationships. And we know that we can always call our lender any time to get the answers we need about anything.  I would highly recommend Town & Country to any business. 
Sean | Member Since 2018
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