Time to Earn More
3% Annual Percentage Yield on deposits up to $20,000*
Setting up a direct deposit into your Town & Country Checking Account is easy! But you must use the correct information to get your funds when needed. When setting up your direct deposit, whether it's for payroll, taxes, or other payments, they'll ask for your routing number and your unique account number or MICR number. Here's how you can find them:
Note: Your account/MICR number is unique to you and your specific account (checking, savings, etc.). Your checks will only reflect the account number for that checking account, but you can view the account numbers for all your accounts within
TCCU Online.
That won't always work. To ensure your direct deposit isn't rejected by our system, please double-check the direct deposit information you're using. Verify your unique MICR/account number and routing number.
MICR stands for magnetic ink character recognition – referencing the technology used to add MICR numbers on physical checks. However, MICR numbers have value outside of physical checks, as well. Your member number is a shorter string of numbers that acts as the overall identifying number for all your accounts with Town & Country Credit Union. The MICR includes additional digits that tell our system specifically which account to deposit to/withdraw. By using the MICR and routing number together for direct deposits and other ACH payments/withdrawals, the system can work as it should and process your transactions automatically.
Give us a call at 1-800-872-6358 for additional assistance.